Hi there
Im looking to move into a motorhome in the next few months but im unsure of whether to get full timing insurance or not. I heard its alot more expensive and some insurers are unwilling to offer it. does anyone have any expereince or advice on this? Regards Rich
Greetings & Welcome!
There's a lot of variables involved here that you're not telling us... Like year, make, model, & value of the motorhome, and the value of the contents.
I've never paid over $2500 for a motorhome, and the contents would never be worth over that either, except maybe in sentimental value, which can't be replaced or compensated for anyway. So a $5000 replacement fund is my insurance policy, along with a $5000 emergency fund. Plus I have money in the bank if I need it. So I just have liability insurance, because the insurance company wouldn't pay me diddly anyway. This choice probably saves me two or three hundred dollars a month, and if I need it, the money is available instantly rather than waiting around for some insurance company to screw me over.
Cheers!
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